Terms of Use for IPO Trader LLC

Acceptance of Terms of Use
The following terms of use apply to IPO Trader LLC (referred to herein as “IPO Trader”, “we”, “us”, and “our”).  Any references to “you” or “your” refer to both you as an individual and any person on whose behalf you may act, if any.  Collectively, your use of the website and other information, including our newsletter, shall be referred to as the “Services”.  By using the Services, you agree to be bound by these terms of use (“Agreement”).  Collectively, our educational information, newsletter, and other information shall be referred to as the “Content”.  If you do not agree to these terms of use, then you may not use the Services.  This Agreement may be updated at any time without notice.  Failure to comply in full will result in cessation of access and use privileges and may result in legal actions taken against the offending individuals and organizations at our discretion.  We reserve the right to block your access to Services for violation of this Agreement.  You agree to review this Agreement periodically to be aware of such modifications.  Your continued use of our Services constitutes acceptance of the changes.  If you have any questions related to this Agreement, then please contact us at legal@ipotraders.com.

Legal Disclaimer
We provide information that is educational in nature and should not be construed as financial advice.  We are in no way recommending the purchase or sale of any stocks.  We are not Financial Planners, Registered Investment Advisors, or Registered Analysts.  Further, we are not certified by the Securities and Exchange Commission (SEC) or the Financial Industry Regulatory Authority (FINRA).  Trading stocks can carry substantial risk and may not be suitable for everyone.  It is possible that you will lose all of your money, especially if your account is fully margined.  While our goal is to help you become a successful trader, any investing decisions are ultimately yours and yours alone.  We use and apply sound principles in our trading philosophy, but we make no guarantees that you will be profitable using our Services.  Losses are an inevitable part of trading and we will do our best to ensure that any losses are as small as possible and that any gains far exceed these losses.  Past performance is in no way indicative of future performance.  Employees of IPO Trader reserve the right to buy, hold, and sell any stocks that are discussed on our website at any time.  We reserve the right to buy or sell shares of any of the companies mentioned in any materials that we produce at any time.

Disclaimer of Warranties, Terms and Liability
THE DATA AND INFORMATION ACCESSIBLE ON THIS SERVICE ARE PROVIDED “AS IS” AND THERE MAY BE DELAYS, OMISSIONS OR INACCURACIES IN SUCH INFORMATION AND DATA.  IPO TRADER CANNOT AND DOES NOT GUARANTEE THE ACCURACY, SEQUENCE, COMPLETENESS, TIMELINESS, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OF THE INFORMATION OR DATA MADE AVAILABLE THROUGH THE SERVICES OR BY ANY FORCE MAJEURE OR ANY OTHER CAUSE BEYOND THEIR REASONABLE CONTROL.  IPO TRADER SHALL NOT BE LIABLE TO YOU OR TO ANYONE ELSE FOR ANY LOSS OR INJURY CAUSED IN WHOLE OR IN PART BY ITS NEGLIGENCE, OMISSION IN PROCURING, COMPILING, INTERPRETING, EDITING, WRITING, REPORTING, TRANSMITTING OR DELIVERING ANY INFORMATION OR DATA THROUGH THE SERVICES OR FOR INTERRUPTION IN ANY SUCH DATA.  IN NO EVENT WILL IPO TRADER BE LIABLE TO YOU OR ANYONE ELSE FOR ANY DECISION MADE OR ACTION TAKEN BY YOU IN RELIANCE UPON SUCH INFORMATION OR DATA OR FOR ANY CONSEQUENTIAL, SPECIAL OR SIMILAR DAMAGES, INCLUDING BUT NOT LIMITED TO LOST PROFITS, TRADING LOSSES, DAMAGES RESULTING FROM INCONVENIENCE, OR LOSS OF USE OF THE SERVICES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.  THESE SERVICES MAY BE DISCONTINUED OR LIMITED AT ANY TIME.

Indemnification
You agree to indemnify and hold IPO Trader, its affiliates, officers and employees and third-party information providers harmless from and against any and all losses, damages, liabilities, obligations, costs and expenses (including attorney’s fees) resulting or arising from any claim, action or proceeding brought by any third party in connection with or relating to your access to or use of the Services (or the use of the Services by another person using your password) in breach of this Agreement.

End User License Agreement
Purchasers of any IPO Trader product or Services hereby agree that they are the End User and may not rent, resell, lease nor otherwise resell the Content they have purchased in any manner, by any venue.  All sales are final for all products.  Purchaser may not resale this or any product via any online auction site, nor any online classified forum, nor any other resale venue of any kind.

Free Trials
If you sign up for a free trial to our Service, then your trial subscription will automatically convert into a continuous paid subscription at the end of the free trial period unless a cancellation request is received prior to the end of the specified free trial period.  For further details, refer to our Auto-Renew Policy and our Cancellation and Refund Policy.  You and/or Your household are limited to a TOTAL of two (2) free trials during a one (1) year period.  IPO Trader reserves the right to immediately terminate your free trial and access to its Services, at any time, if it determines (at its sole discretion) there has been abuse of this restriction policy.  Delivery restrictions may apply.  All free trial offers are subject to change without prior notification.

Auto-Renew Policy
Subscriptions purchased for our Services are automatically renewed at the end of the subscription term.  You will receive a notification approximately 30 days prior to being charged for such renewals.  Renewal prices are subject to change without notice.  In the event that IPO Trader is unable to process your credit card payment, we reserve the right to terminate your access without prior notice.

Cancellation and Refund Policy
You may cancel your subscription at any time through our website or by contacting us directly.  This applies to free trials as well as paid subscriptions.  Free trials that are cancelled before the end of the free trial period will not be converted to paid subscriptions and will become inactive immediately.  If cancelling a paid subscription, then your current subscription will run its course to the end of the current billing cycle, at which point the subscription will become inactive.  Subscription fees are non-refundable.  All cancellations are not official until you receive confirmation from IPO Trader.

Security
We employ standard security measures to prevent unauthorized access to our Services.  You agree to take all reasonable steps to protect your account from unauthorized access or use.  You agree not to share your username or password and to contact IPO Trader in the event that your username or password is compromised by a third party.  You may not frame or utilize framing techniques that involve any trademark, logo, copyrighted material or other proprietary information (including images, text, page layout, or form) of any portion of IPO Trader without our express written consent.  In addition, you agree not to decompile, reverse engineer or disassemble any software or other products or processes accessible through IPO Trader, not to use any device, software or routine to interfere or attempt to interfere with the proper working of Services, not to take any action that imposes an unreasonable or disproportionately large load on the IPO Trader infrastructure, and not to use any data mining, robot, spider, crawler, cancelbots, Trojan horse, or any data gathering or extraction method or manual process to facilitate the misuse of our Services.

Copyright and Trademarks
All of the information, Content, Services and software displayed on, transmitted through, or used in connection with IPO Trader is protected by U.S. copyright and international treaties and may not be copied or re-used without the express written permission of IPO Trader, which reserves all rights.  IPO Trader actively protects its rights to this Content to the full extent of the law.  You may only use such material as provided in this Agreement.  You may use the Content online and solely for your personal, non-commercial use, and you may download or print a single copy of any portion of the Content for your personal, non-commercial use, provided you do not remove any trademark, copyright or other notice contained in such Content.  No other use is permitted.  You may not, for example, republish the Content on any site or incorporate the Content in any database, compilation, archive or cache.  You may not distribute any of the Content to others, whether or not for payment or other consideration, and you may not modify, copy, frame, reproduce, sell, publish, transmit, display or otherwise use any portion of the Content without the written consent of IPO Trader.  For information on requests to use of the Content for any purpose other than as permitted in this paragraph, please contact legal@ipotraders.com.  All trademarks used herein are the exclusive property of their respective trademark owners and may not be used in any way without written consent of the owner.

Third Party Websites
IPO Trader may contain links to other Internet websites or resources.  We neither control nor endorse such other websites, nor have we reviewed or approved any content that appears on such other websites.  You acknowledge and agree that we shall not be held responsible for the legality, accuracy, or inappropriate nature of any content, advertising, products, services, or information located on or through any other websites, nor for any loss or damages caused or alleged to have been caused by the use of or reliance on any such content.

Duration/Survival
This Agreement remains in effect for so long as you use the Services described in this Agreement.  If any of the provisions of this Agreement, or application thereof to any person or circumstance, shall to any extent be held invalid or unenforceable, the remainder of this Agreement, or the application of such terms or provisions to persons or circumstances other than those as to which they are held invalid or unenforceable, shall not be affected thereby and each such term and provision of this agreement shall be valid and enforceable to the fullest extent permitted by law.  Persons executing this Agreement warrant and represent that they are at least eighteen (18) years of age.  Users and the person executing this Agreement on behalf of any user that is a proprietorship, corporation, partnership or other entity, represent that such person is duly authorized by all necessary and appropriate corporate or other action to execute the Agreement on behalf of user.  This Agreement shall be deemed to have been made in the United States in Pittsburgh, Pennsylvania and shall be construed and enforced in accordance with, and the validity and performance shall be governed by, the laws of the Commonwealth of Pennsylvania, without reference to principles of conflicts of laws thereof.  User hereby consents to submit to the jurisdiction of the courts of or for Pittsburgh, Pennsylvania in connection with any action or proceeding instituted relating to this Agreement.  Under the penalties for perjury, you understand that by using our Services, you certify that you have read and understand the above and agree to these terms of use.